Compulsory third party (CTP) insurance provides support, including treatment and care, for anyone injured in a motor vehicle accident in NSW.
The State Insurance Regulatory Authority (SIRA) is responsible for regulating the NSW workers compensation system.
People injured in an accident can make a claim regardless of fault. Rehabilitation services for people with severe brain injury is managed under Lifetime Care, though they may have a CTP claim.
All injured people, regardless of fault, are entitled to up to six months of:
- weekly income payments if working at the time of injury (if time off work is needed)
- medical and treatment expenses
- commercial attendant care (for help needed around the home).
Benefits after six months may continue for people not at fault and whose injures are more than minor injuries. Weekly income benefits can continue for up to three years from the date of the accident.
More about benefits and motor vehicle claims on SIRA's website
Vocational support
CTP participants may be receiving benefits through workers compensation insurance, or Centrelink entitlements, all of which may have return to work obligations.
CTP vocational support programs provide funding and support to help eligible people recovering from a motor accident return to work when assistance is required.
Insurance funded referral pathways steps
- Brain Injury Rehabilitation Program (BIRP) clinician contacts insurer to confirm support for vocational services
- Option 1: Case manager obtains quote for return to work with a new employer or same employer service and submits to insurer for approval
- Option 2: Vocational provider submits quote to insurer for approval
- BIRP clinician provides referral information to vocational provider following approval of services
- For Lifetime Care with a new employer, complete the first page of the Work Options Plan form and provide with the other referral information
- Client and BIRP clinician attend joint initial meeting with vocational provider
- Vocational provider discusses the outcome of assessment and recommendations with client and BIRP clinician prior to submitting report to insurer
- BIRP clinician and provider maintain regular contact to provide a collaborative approach